Interest rates on the rise, regulatory requirements eased (hopefully), what does this mean. Obvious to all, when the Fed raises rates, mortgage markets follow. How high, nobody knows. However, in the various over-heated markets, like the San Francisco Bay, even small increases can have a significant impact of annual cost to the homeowner. Hopefully, as the new administration begins fullfilling its campaign promises, easing of regulation, which have hindered mortgage lending since '08, more available buyers will help maintain a strong marketplace.
Let's hope for the best!